BY ACCESSING OR USING THIS INTERNET WEBSITE (MEEMICFOUNDATION.ORG), YOU AGREE TO THE FOLLOWING TERMS AND CONDITIONS. You should review these terms and conditions regularly as they may change at any time at the sole discretion of The Meemic Foundation.

This website presents information and content that is the property of The Meemic Foundation. This website is not an offer to sell or a solicitation to buy any Meemic Foundation product. The Meemic Foundation is a Michigan non-profit organization. The Meemic Foundation is licensed to conduct business in the states of Michigan, Illinois, Wisconsin and Georgia. The Meemic Foundation services described by this website are not currently available outside the states of Michigan, Illinois, Wisconsin and Georgia. The Meemic Foundation reserves the right to determine the eligibility of any user for any product or service.

This website and its content are the property of the Meemic Insurance Company. The Meemic Insurance Company controls this website from our offices in Auburn Hills, Michigan, United States of America. The content of this website is protected by copyright under U.S. and international copyright laws and treaty provisions. Additionally, this website’s content is protected by trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

You may make and use printouts of this website’s content for personal, noncommercial use only, provided you also retain all copyright and other proprietary notices included with the content. The use or reproduction of this website or its content on any other website or in a networked computer environment for any other purpose, or any other republication or redistribution of this website’s content, including, without limitation, framing the content within another website, is expressly prohibited without the prior written permission of The Meemic Foundation. The posting on, or transmission to or from this website of any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, profane material, any virus or disabling mechanism, or any other activity that could give rise to any civil or criminal liability is prohibited.

THIS WEBSITE IS PROVIDED “AS IS.” THE MEEMIC FOUNDATION MAKES NO WARRANTIES OF ANY KIND REGARDING THE CONTENT OR THE FUNCTIONS OF THIS WEBSITE, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE MEEMIC FOUNDATION DOES NOT WARRANT THAT USE OF THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT ANY DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE COMPUTER EQUIPMENT THAT MAKES THE WEBSITE AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING MECHANISMS OR OTHER HARMFUL COMPONENTS. In the event applicable law does not allow the disclaimer of warranties, all content on this website is warranted only to the minimum amount legally required.

BY USING THIS WEBSITE, YOU SPECIFICALLY AGREE THAT YOU WILL NOT HOLD THE MEEMIC FOUNDATION OR ITS SUPPLIERS LIABLE TO YOU OR ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND ARISING FROM THE USE OF OR INABILITY TO USE THIS WEBSITE, USE OF OR INABILITY TO USE OTHER LINKED WEBSITES, FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, TRANSMISSION DELAY, COMPUTER VIRUS, OR YOUR VIOLATION OF THIS AGREEMENT. In the event applicable law does not allow the exclusion or limitation of liability for consequential or incidental damages, The Meemic Foundation’s liability is limited to the greatest extent permitted by law. In no event shall the liability of The Meemic Foundation exceed the amount, if any, you paid to access this website.

This website may include trademarks, service marks or other proprietary marks owned by Meemic Insurance Company or by The Meemic Foundation. Except when included in any authorized printout of the content, you are not authorized to make any use of these marks. Other parties’ trademarks, service marks, or logos that may be utilized or referred to by this website are the property of their respective owners.

All information submitted to The Meemic Foundation through this website or any related website owned or operated by The Meemic Foundation is the property of The Meemic Foundation. The Meemic Foundation shall be free to use any ideas, concepts, or other information submitted to The Meemic Foundation through this website. The Meemic Foundation shall not be subject to any obligation of confidentiality regarding any submitted information except as specified in The Meemic Foundation’s Privacy Policy, or in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.

Links to third-party websites are provided for convenience and informational purposes only. The content of any third-party website is not controlled by The Meemic Foundation nor is The Meemic Foundation responsible for such content. The Meemic Foundation does not approve, endorse, or warrant the accuracy, timeliness, or suitability of the content of any third-party website. The Meemic Foundation is not responsible for the content, privacy policy, or terms of use of any third-party website. Links to or from a third-party website, whether provided by The Meemic Foundation or not, does not imply any affiliation between The Meemic Foundation and the site owner. The Meemic Foundation may terminate a link to a third-party website at any time.

At times, The Meemic Foundation will work with online advertising companies to deliver relevant ads, including ads displayed on our websites and other sites. These ads may be based on information collected by The Meemic Foundation or other parties (for example, when you complete an online registration form). These ads may also be based on your online activities on our website or others. The latter type of advertising is called “online behavioral advertising.” The Network Advertising Initiative website provides more information about this type of advertising.

To limit online behavioral advertising by participating companies of the Digital Advertising Alliance, visit their website.

This website does not intend to market any Meemic Foundation funding opportunities, resources, or services to children. The Meemic Foundation does not knowingly gather or solicit data from children through this website for marketing purposes.

The Meemic Foundation is free to terminate all or any part of its website at any time, without notice. The content on this website, and these terms and conditions, are subject to change or updating by Meemic at any time without prior notice. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continuing use of this website constitutes your acceptance of any change or update, all of which shall become controlling when posted by The Meemic Foundation.

Any rights not expressly granted by these terms and conditions are reserved by The Meemic Foundation.

If any provision of these terms and conditions is held invalid, unlawful, or unenforceable, then the invalid, unlawful, or unenforceable provision shall be severable from the remaining provisions. Any invalid, unlawful, or unenforceable provision shall not affect the viability of the remaining provisions.

These Terms and Conditions shall be construed and controlled by the laws of the states of Michigan, without giving effect to any conflict of law principles.